Terry Cargill - Vice President of Generosity

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Terry serves as WaterStone’s Vice President of Generosity as a key member of the Giving Strategies team. Based in The Woodlands, Terry leads our efforts to connect givers, professional advisors and nonprofit organizations with the innovative giving strategies and expertise of WaterStone. Terry’s mission is to help release more financial resources to support charities, churches, ministries and other worthy nonprofits.

A graduate of Baylor University, Terry has over 30 years of experience in banking, most recently as Managing Director for J.P. Morgan Chase. Terry brings a wealth of knowledge, experience and leadership to couple with his passion to serve God through the impact of generosity.

Terry and his wife of 32 years, Barbara, have three grown sons and are active in their community and church, The Woodlands United Methodist Church where Terry has served as Capital Campaign Co-Chair; Chairman of TWUMC Foundation; Finance Committee member; Stewardship committee along with other roles. Terry is also on the board of Angel Reach, a faith-based nonprofit in his community. Barbara is serving her third elected term on the Texas State Board of Education while remaining active in a number of local charities. In their free time, they enjoy traveling, hiking, outdoor activities/adventures and having fun with their sons!