Appreciated Gifts

Donate stocks, bonds, or mutual funds and support your favorite causes while reducing your tax burden.

What to Give

WaterStone makes it simple to donate a wide variety of appreciated assets, including publicly traded securities like stocks, bonds, and mutual funds. These types of gifts allow you to avoid capital gains taxes and receive an immediate charitable deduction, maximizing your giving potential.

You can donate:
Stocks

Common Stock, Preferred Stock, Growth Stock, Dividend Stock, Blue-Chip Stock, and more.

Bonds

Government Bonds, Municipal Bonds, Corporate Bonds, High-Yield Bonds, and more.

Mutual Funds

Equity Funds, Bond Funds,
Index Funds, Balanced Funds,
Sector Funds, and more.

Give

With WaterStone, you can give appreciated assets like stocks, bonds, or mutual funds, unlocking significant tax benefits. By donating before a sale, you avoid capital gains taxes, and your contribution’s full value supports your chosen causes. WaterStone ensures that your gift creates a lasting impact.

Grow

As your donated appreciated assets are invested tax-free, their value continues to grow, expanding your ability to give even more over time. This approach allows you to create a legacy of giving that continues to support your favorite causes long into the future.

Grant

Once your appreciated assets are donated, you can recommend grants to support charitable organizations close to your heart. With WaterStone, you have the flexibility to decide when and where your gifts are distributed, allowing you to make a meaningful impact at the right time.

Convert appreciated assets into lifetime income while securing significant tax benefits and supporting the causes you care about.

Simplify your charitable giving with a tax-efficient donor-advised fund that allows you to give strategically and grow your impact over time.

Key Benefits

Transform Your Appreciated Gifts into a Lasting Legacy

Tax Efficiency

By donating appreciated assets, you avoid capital gains taxes and receive a charitable deduction for the full market value, maximizing the value of your gift.

Flexibility

You can donate a wide range of appreciated assets and recommend grants to charities based on your timing and goals.

Ongoing Income

The value of your appreciated gift grows tax-free, allowing you to make an even bigger impact over time.

Strategic Giving

WaterStone works with you to develop a customized charitable strategy, ensuring your appreciated gifts are aligned with both your financial and philanthropic objectives.

Get Started

Are You a Financial Advisor?

At WaterStone, we know your expertise is the key to unlocking your clients’ charitable potential. Our process makes it simple for you to lead the way. While we handle the complexities—from strategy to implementation—you stay in control of their investments. Together, we help your clients achieve their financial and charitable dreams, making you the trusted guide they rely on.

Download Our Guide to Appreciated Gift Giving

Maximize Your Charitable Impact Today

WaterStone Solutions

Giving Strategies

Tailored Strategies to Maximize the Impact of Charitable Contributions

Charitable Trusts

Provide income for life while supporting causes you care about with tax benefits.

Giving Fund

A flexible, tax-efficient way to give now and support your favorite charities over time.

Charity Advised Fund

A way for churches and nonprofits to manage contributions and support their mission.

Charitable Assets

Diverse Asset Options to Maximize the Impact of Your Charitable Giving

Real Estate

Turn real estate into tax-efficient charitable contributions for greater impact.

Business Interests

Donate business ownership to reduce taxes and support your favorite causes.

Cash & Marketable Securities

Optimize cash and securities for tax-efficient charitable giving.

Stephanie Hoff, CPA
Director of Client & Business Solutions

As WaterStone’s Director of Client & Business Solutions, Stephanie’s mission is to generate customized charitable plans that unlock the giving potential of non-cash assets. She is a licensed CPA in the state of Colorado and earned her Bachelor’s Degree in Accounting from Calvin College in Grand Rapids, Michigan. Stephanie grew up in Bloomington, Illinois, but now enjoys living in beautiful Colorado Springs with her storm-chasing husband, Robert, and their daughter, Juniper.