Financial Advisors
Maximize Returns, Minimize Taxes, Unlock New Giving Opportunities for Your Clients

Partner with WaterStone to offer your clients sophisticated, tax-efficient charitable giving strategies that align with their financial goals.

As a financial advisor, you are the key to helping high-net-worth clients maximize their impact while reducing their tax liabilities. WaterStone provides the tools and expertise you need to make charitable giving a seamless part of your clients’ overall wealth management strategy.
Why WaterStone?

You don’t have to be an expert in charitable giving. WaterStone’s team of charitable strategists works with you to create custom illustrations and strategies that maximize the value of your clients’ gifts while simplifying the process. We handle the administrative complexities so you can focus on managing your clients’ portfolios.

WaterStone offers a range of flexible solutions, from Giving Funds to Charitable Trusts, allowing your clients to give a variety of assets such as appreciated stocks, business interests, real estate, and more. Our strategies are designed to maximize tax benefits and ensure your clients’ charitable gifts align with their financial objectives.

When your clients partner with WaterStone, they don’t have to sacrifice your relationship. You continue to manage their investments through the giving strategies we offer, allowing you to strengthen your relationship while helping them achieve their charitable goals.

WaterStone’s solutions help your clients avoid capital gains taxes, receive immediate charitable deductions, and continue to grow their assets tax-free. Whether they donate appreciated securities or real estate, our strategies ensure that their financial goals are met alongside their charitable desires.

Charitable Assets

Flexible Asset Options for Strategic Charitable Giving

Real Estate
Turn real estate into tax-efficient charitable contributions for greater impact.

WaterStone helps your clients donate residential, commercial, and agricultural properties before a sale, allowing them to eliminate capital gains taxes and create a lasting charitable legacy.

Business Interests

Donate business ownership to reduce taxes and support your client’s favorite causes.

Whether selling a business or continuing its operation, WaterStone helps your clients donate business interests in LLCs, S-Corps, Partnerships, or C-Corps, ensuring maximum tax benefits while supporting the causes they care about.

Cash & Marketable Securities
Optimize cash and securities for tax-efficient charitable giving.

WaterStone makes it easy for your clients to donate liquid assets and appreciated securities—such as stocks, bonds, and mutual funds—helping them reduce tax liability and maximize charitable contributions.

Appreciated Gifts
Turn unique assets into powerful, tax-efficient charitable gifts.

From grain and agricultural commodities to oil, gas interests, and royalties, WaterStone accepts a wide range of non-traditional assets, helping your clients leverage tax benefits while supporting the causes they care about.

Giving Strategies

Custom Giving Strategies to Amplify Impact

Charitable Trusts
(CRT & CPT)
Provide income for life while supporting causes you care about with tax benefits.

WaterStone’s Charitable Remainder and Pooled Trusts offer your clients lifetime income while significantly reducing capital gains taxes. These powerful strategies help clients align estate planning with their charitable goals.

Giving Fund
(Donor Advised Fund)

A flexible, tax-efficient way to give now and support your favorite charities over time.

WaterStone’s Giving Fund allows your clients to make charitable contributions today while retaining the ability to recommend grants over time, offering flexibility and continued growth for charitable impact.
Charity Advised Fund

A way for churches and nonprofits to efficiently manage pools of money set aside for a specific purpose.

WaterStone works with churches and nonprofits to help manage charitable contributions efficiently, ensuring organizations can easily distribute gifts and maximize their impact.
How It Works
1
Identify Your Clients’ Goals
Work with your clients to determine their charitable vision and financial objectives.
2
Select the Right Asset
Whether it’s appreciated securities, real estate, or business interests, WaterStone helps you guide your clients in making the most tax-efficient contribution.
3
Choose a Strategy
From a Giving Fund to Charitable Trusts, we provide the flexibility to ensure your clients’ giving aligns with their long-term plans.
4
You Manage, We Administer
You maintain control over your clients’ investments while WaterStone handles the administrative details, from compliance to grant management.

Partner with WaterStone Today

Help your clients achieve their charitable and financial goals with WaterStone’s tailored strategies. Our team will guide you through the process, offering expert support every step of the way.

Book a Consultation

Discover how WaterStone can help you offer sophisticated charitable strategies that add value to your clients.
Stephanie Hoff, CPA
Director of Client & Business Solutions

As WaterStone’s Director of Client & Business Solutions, Stephanie’s mission is to generate customized charitable plans that unlock the giving potential of non-cash assets. She is a licensed CPA in the state of Colorado and earned her Bachelor’s Degree in Accounting from Calvin College in Grand Rapids, Michigan. Stephanie grew up in Bloomington, Illinois, but now enjoys living in beautiful Colorado Springs with her storm-chasing husband, Robert, and their daughter, Juniper.