Cash & Marketable Securities

Turn cash and unique assets like agricultural commodities into tax-efficient charitable gifts.

What to Give

WaterStone accepts cash, liquid assets, and a variety of non-traditional gifts, including grain, agricultural commodities, and other unique assets. WaterStone provides expert guidance to minimize your taxes and maximize the impact of these gifts, making it easy for you to support the causes that matter most.

You can donate:
Cash

Stocks, bonds, mutual funds, and more.

Liquid Assets

Stocks, bonds, mutual funds, and more.

Non-traditional Gifts

This includes LLCs, C-Corps, S-Corps, limited partnerships and more.

Give

With WaterStone, you can give cash or unique assets, such as grain or other agricultural commodities. We help you turn these non-traditional assets into meaningful support for your chosen causes while potentially reducing your tax burden.

Grow

As WaterStone holds and invests cash or liquid assets, or manages the distribution from non-traditional gifts, your contribution grows tax-free, expanding your impact. This allows you to create a lasting legacy of support for the causes that matter most to you.

Grant

Once donated, these assets can be distributed to the charitable organizations you care about. You’ll have the flexibility to recommend grants from your cash donations or income generated by non-traditional gifts, ensuring your giving aligns with both your philanthropic and financial goals.

Provide income for life while supporting causes you care about with tax benefits.

Provide income for life while supporting causes you care about with tax benefits.

Key Benefits

Transform Your Cash & Marketable Securities into a Lasting Legacy

Tax Efficiency

Cash donations are eligible for immediate charitable deductions, and non-traditional gifts such as agricultural commodities can avoid capital gains taxes, maximizing the value of your contribution.

Flexibility

You can donate a range of assets, from cash to non-traditional commodities, and distribute them over time or in a lump sum, based on your charitable goals.

Ongoing Income

WaterStone ensures that cash gifts grow through strategic investment, and non-traditional assets are distributed effectively, allowing you to support the causes you care about long-term.

Strategic Giving

Whether you are contributing cash or other assets, WaterStone works with you to create a customized charitable giving plan.

Get Started

Are You a Financial Advisor?

At WaterStone, we know your expertise is the key to unlocking your clients’ charitable potential. Our process makes it simple for you to lead the way. While we handle the complexities—from strategy to implementation—you stay in control of their investments. Together, we help your clients achieve their financial and charitable dreams, making you the trusted guide they rely on.

Download Our Guide to Cash & Marketable Securities

Maximize Your Charitable Impact Today

WaterStone Solutions

Giving Strategies

Tailored Strategies to Maximize the Impact of Charitable Contributions

Charitable Trusts

Provide income for life while supporting causes you care about with tax benefits.

Giving Fund

A flexible, tax-efficient way to give now and support your favorite charities over time.

Charity Advised Fund

A way for churches and nonprofits to manage contributions and support their mission.

Charitable Assets

Diverse Asset Options to Maximize the Impact of Your Charitable Giving

Real Estate

Turn real estate into tax-efficient charitable contributions for greater impact.

Business Interests

Donate business ownership to reduce taxes and support your favorite causes.

Appreciated Gifts

Turn unique assets into powerful, tax-efficient charitable gifts.

Stephanie Hoff, CPA
Director of Client & Business Solutions

As WaterStone’s Director of Client & Business Solutions, Stephanie’s mission is to generate customized charitable plans that unlock the giving potential of non-cash assets. She is a licensed CPA in the state of Colorado and earned her Bachelor’s Degree in Accounting from Calvin College in Grand Rapids, Michigan. Stephanie grew up in Bloomington, Illinois, but now enjoys living in beautiful Colorado Springs with her storm-chasing husband, Robert, and their daughter, Juniper.