Giving Solutions

The act of giving may seem straightforward, but at WaterStone we understand that executing your vision for giving with efficiency and effectiveness requires intentionality. For over 35 years, WaterStone has served givers by crafting customized, innovative giving strategies for more than 1,000 families.

Business Interests

Take advantage of your greatest financial investment by turning your ownership into a charitable deduction.

Real Estate

Land, residential and commercial real estate gifted before the sale will eliminate or minimize capital gains taxes and provide more for your favorite charities.

Appreciated Gifts

Simplify your giving by donating stocks, mutual funds, or other assets that have grown in value, allowing you to pay less in taxes and give more to your favorite charities.

Giving Fund

The Giving Fund acts like a charitable bank account, for the sole purpose of supporting charitable organizations you care about.

Charitable Pooled Trust

A Charitable Pooled Trust is an incredible tool, providing both a lifetime income and an unprecedented charitable tax deduction.

Charitable Remainder Trust

The Charitable Remainder Trust is designed to support your charitable giving goals and provide an income for you and your heirs.

Charitable Gift Annuity

The Charitable Gift Annuity enables you to make a gift of cash or securities and receive fixed payments for life.

Charity Advised Fund

WaterStone works with charities to assist their donors in gifting assets of all types.

Other Tools

WaterStone is the pinnacle of flexibility in charitable giving. Our strategists stand ready to craft a personalized charitable plan for you, no matter how complex or unique.

Note: The information provided herein is for informational purposes only and should not be interpreted to constitute legal and/or tax advice. Givers should consult their legal and tax advisors regarding their specific situations.

 

Business Interests

Take advantage of your greatest financial investment by turning your ownership into a charitable deduction and a portion of your profits into contributions to your favorite cause. If selling, donate pre-sale to eliminate or minimize your capital gains taxes while receiving a fair market value charitable deduction.

5 Steps to Give Business Interests:

1. What type of business do you own?
2. What type of ownership interest and what percentage of ownership do you have?
3. What is the estimated value and cost basis of your ownership interest?
4. What is the economic goal (minimize taxes, business succession, charitable impact, etc.)?
5. What is the charitable desire?

Learn more on the FAQ Page, or contact Giving Strategies for more information.

Real Estate

A giving strategy through appreciated real estate assets can be customized to meet your unique circumstances and help you achieve your personal goals. Whether your real estate ownership is in land, residential and/or commercial property or income-producing property, there are giving solutions that can help you.

Land, residential and commercial real estate gifted before the sale will eliminate or minimize capital gains taxes, create a tax deduction based on the property’s appraised value and provide more for your favorite charities. Recommended for contributions over $150,000.

Flexible Giving Options:
Outright or partial gift
Charitable Remainder Trust
Life estate
Estate bequest

Preliminary Environmental Review, Certified Appraisal, Certificate of Insurance, and a warranty or grant deed will be obtained and recorded to transfer the property to WaterStone.

Learn more on the FAQ Page, or contact Giving Strategies for more information.

Appreciated Gifts

Simplify your giving by donating stocks, mutual funds, or other assets that have grown in value, allowing you to pay less in taxes and give more to your favorite charities.

Learn more on the FAQ Page, or contact Giving Strategies for more information.

Giving Fund

The WaterStone Giving Fund is a flexible solution allowing you to make charitable contributions during your lifetime as well as through your estate. Benefits of your Giving Fund include:

Receive a charitable tax deduction at the time of your donation
Distribute funds to your favorite charities on your timeline

Giving Funds are a very attractive alternative to Private Foundations because they avoid the administrative responsibilities and provide many other benefits. Converting Private Foundations into Giving Fund is a growing trend in the nonprofit arena.

Benefits include:
Higher tax deductibility
No minimum distribution requirement
Greater privacy and anonymity
No excise tax
Greater flexibility

Learn more on the FAQ Page, or contact Giving Strategies for more information.

Charitable Pooled Trust

A WaterStone Charitable Pooled Trust provides a lifetime income from premium investment options and an unprecedented charitable tax deduction. At your death, the remainder will be available for the mission of your recommended charities through your WaterStone Giving Fund.

Learn more on the FAQ Page, or contact Giving Strategies for more information.

Charitable Remainder Trust

A WaterStone Charitable Remainder Trust is designed to support your charitable giving goals and provide an income for you or your heirs. The beneficiary receives an income payment for lifetime or for a specified amount of time (trust term of years). At the end of the trust term of years or upon the death of the beneficiary, the balance of the trust is granted to the designated charity.

With a Charitable Lead Trust, income from the trust is paid first to a charity for a specified amount of time (term of years). At the end of the term of years, the balance is distributed to a designated beneficiary, usually the family of the trust creator.

Learn more on the FAQ Page, or contact Giving Strategies for more information.

Charitable Gift Annuity

The WaterStone Charitable Gift Annuity is a contract between WaterStone and the donor. WaterStone may choose to reinsure Charitable Gift Annuities. Learn more on the FAQ Page, or contact Giving Strategies for more information.

Charity Advised Fund

WaterStone works with thousands of charities to assist their donors in gifting assets of all types. Learn more on the FAQ Page, or contact Giving Strategies for more information.

Other Tools

WaterStone is the pinnacle of flexibility in charitable giving. Our strategists stand ready to craft a personalized charitable plan for you, no matter how complex or unique. Contact Giving Strategies for more information.

Get in touch

The WaterStone team is ready to help answer your questions.
719-447-4620
719-447-4620
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